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Our site does NOT affect your FICO ® credit score*

Qualified customers rates range from 4.95% to 35.95% APR¹ 

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How can Quick Loans help you?

Quick Loans – We all been in a situation when we needed some financial help. Unexpected bills and expenses like car breaking down, emergency medical bills, or needing a house repair are all situations that require us to have some money on hand.

But what happens if you do not have the money on hand?  How can you cover these costs if your credit card is maxed out and you got no savings at hand? 

This are the exact situations when most people will be looking for quick loans to help them cover the above expenses.

A 2019 Federal Reserve report stated that, 5 in 10 Americans would not be able to cover an unexpected expense of $500. 

Sometimes to be able to cover unexpected expenses, some will borrow money from family or friends’, while some others will decide to take out a quick loan.

 

What is a Quick Loan?

A quick loan is a short-term loan with an easy and quick online application process. Where the loan funds are generally available very quickly after the application process once the loan has been approved.

These kind of quick cash loans are usually unsecured, which means they do not require from the applicant i.e the borrower any sort of collateral like their car or property. 

Due to the nature of this sort of instant loans is unsecured and is given for a short term, lenders will often charge a higher interest rate than with normal bank loans.

Quick loans which are known also as fast cash loans or payday loans online are a particularly good and popular solution for someone who needs cash immediately. 

Quick cash loans should be used as a one-time fix for an unexpected expense.

Different Types of Quick Loans

The two main type of loans that can be approved in minutes are mainly: payday loans (Short-Term Loans) and personal loans. The main differences are mostly in the rate of borrowing i.e. the cost of the loan as well as the loan repayment plans.

 

Payday Loans

Payday loans are known as well as short-term loans and are one of the most popular solutions for quick loans when unexpected and emergency expenses occur. They can be as short term as two to four weeks, or they can be also up to 6 months or 9 months.

The payday loans are meant to be repaid on your next paycheck, which is where their name comes from. Payday loans are also called short term loans and are monthly short-term payment which are usually up to one year.

Quick loans given as a payday loans will usually have a higher interest rate due to the short-term nature of the loans, and lenders might accept lower credit scores from potential borrowers.

 The loan amount you will be able to receive from a quick loan is typically between $300 – $900o receive from

Personal Loans

Personal loans also called installment loans will usually have a lower interest rate thus a lower cost compared to payday loans. 

Instead of having to re-pay the whole loan amount in addition the interest rate back in a few weeks, personal loans will have a series of monthly re-payments (installments) which normally makes each payment smaller (depending on the amount of the loan).

Personal loans can also be a good solution for your cash and money emergencies.

 

How to Apply for Quick Loans?

Applying for quick loans is rather easy. Applying with Cashpandaloans.com can be the most easy and fast way to apply for payday loans or to personal loans as it is the US expert for online loans.

 Using Cashpandaloans.com to take out an online loan is almost always the best option, as you can go through a quick and simple application process from anywhere you want via your mobile, tablet or PC.

Cashpandaloans.com has a vast panel of the top US lenders under one single application so it easier, and increases your application to be approved, rather than visiting several physical locations, or spending hours filling tens of difficult applications forms.

When filling out the simple application form which usually takes two minutes. In the search process, Lenders wont usually perform a hard credit check, which is why clients are approved much more quickly. The terms & conditions are not always very strict when it comes to payday loans online.

In the search process the lenders will performs a soft credit check just to make sure you are employed thus you are able to pay back the money you borrow. After your loan is approved, you can typically get the funds into your checking account as fast as the same day.

Cash Panda Loans is here to help and protect our clients from all scam and spam web sites. Our goal is to help you find the loan you need, we are 100% Free, No obligation quote service.

Why to choose

  • Borrow between $200 - 3000
  • We Search the Market for You
  • Totally 100% Free service !
  • No Obligation Quote
  • SSL Secured U.S. Site
  • Simple Request Form
  • Your Data is Secured
  • Instant Decision
  • No Hidden Fees
  • No Paperwork
  • Open 24/7
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Please like our page!​

Excellent service. The application was processed immediately... like 60 seconds and found me a loan. Thank you... I would recommend Cash Panda Loans when need an emergency loan....​
Great response to my loan application, quick and easy process, great service all the way.
Thank you for your help in getting an Installment Loan. Good service, I was quickly approved for the $800 I needed. Thank you Very Much

How Cash Loans Online Work?

Request Online

Simply complete our quick, secured and user friendly online form

Finding your Loan

Our nest-gen technology will process your loan request by searching and locating the right loan for you.

Get Cash

Once you are approved, you will be directed to your approved lender to finish the loan process.

Why Cash Panda Loans ?​

At CashPandaLoans we understand life has its ups and downs. Sometimes when you are short of cash emergencies can occur, a broken fridge, expensive hospital bill, broken down car, or anything else. 

Don’t worry CashPandaLoans is here to help !  We are here 24/7 to help you with the quick loan you need.  

With our large panel of lenders covering almost all 50 states, your quick cash solution is just a few steps away 

Our mission

We aim help and protect all consumers when in need of Personal Loans or Short Term Loans online in the U.S.
We developed a solution to help you get a quick loan online, easily, securely, and 100% Free with no obligation and no commission.

Innovation

Our advanced algorithm transmits your loan request to a wide range of the top U.S. lenders* in our platform smartly. Putting you the customer at the front, to make the top lenders compete to lend you the money you need.

Transparent service

Cash Panda Loans is a full transparent service to help ordinary Americans just like you to find the best** responsible and trusted lender with the best terms according to your circumstances.

Availability

It doesn’t matter if you have poor credit or bad credit, at Cash Panda Loans all credit scores are considered on an individual basis. Our Next-gen Technology will help you find quickly the right solution with our 2min simple and user friendly loan request form.

Cash Panda Loans is committed to ensure Americans just like you can get access to the funding they need.

* Carefully Selected and Approved network of lenders.
**According to the amount you want to borrow, and your ability to repay the loan among other factors. 

Who can request?

The basic requirements to get a loan, you need to:

Apply for Payday Cash advance

Be a Legal UK resident 

 

Have a regular source of income (min $1,000 per month)

 

Be a Legal U.S. Citizen or Permanent Resident 

I

Have a valid Bank Checking Account, with direct deposit.